Personal and commercial lines, plus a specialty most agencies won't touch: getting brand-new trucking authorities affordable coverage, fast — from your first car to your first truck.
New authorities can't afford to sit idle waiting on paperwork. We move quickly so you can get on the road.
Access to a wide range of top-rated carriers means we keep shopping until the price actually fits a new operation.
Chaz leads the agency and personally trains the team — so whoever picks up the phone actually knows insurance, not a script.
Most agencies see a new authority as a risk to avoid — no claims history, no track record, higher rates across the board. We do the opposite: we're not tied to one underwriter, so we keep shopping a wide range of carriers until we find one that will actually write a fair policy for a first-time operation.
You shouldn't need four different companies to cover your life and your livelihood.
Liability, collision, and property coverage sized to what you'd actually need to replace.
Get a quote →Term and whole life policies built around what your family would actually need.
Get a quote →General liability, commercial property, and coverage for owners who can't afford a gap.
Get a quote →Cargo, physical damage, and liability — built specifically for first-time owner-operators.
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Agency Owner, YOUR Agency
After 18+ years in insurance, Chaz built YOUR Agency around one idea: your coverage should fit what you're actually doing — including new trucking authorities most agencies won't quote. Chaz personally trains the team on exactly that, so whoever you reach knows your policy, not just a script.
Yes — that's our specialty, not a side note. New authorities get turned away or overpriced by agencies that only want established fleets. We shop a wide range of carriers specifically looking for ones willing to write first-time operations.
Carriers price on claims history and track record — and a brand-new authority has neither yet, so the unknown gets priced in. The fix isn't waiting it out; it's getting in front of the right carrier from the start, which is where we come in.
Most new-authority policies can be quoted and bound in days, not weeks. Exact timing depends on your setup, but we move as fast as the paperwork allows.
No — auto, home, life, and general business coverage too. Trucking (especially new authorities) is our specialty, not our only focus.
We're licensed in Missouri, Kansas, Texas, and Illinois. If you're outside those states, reach out anyway — we'll tell you straight whether we can help.
Leave your info and Chaz's team will follow up directly — personal, business, or your new authority. Or just call.
Call (314) 800-0487 →